Dec 10
9
What’s the one thing that Google is guaranteed to encounter daily in the United States? The search term “raise credit score,” that is what. It is unfortunate what has happened but increasingly more of daily life across America revolves around those three seemingly magical digits put out by FICO, the Fair Isaac Corporation. You will barely be able to rent an apartment, never mind get yourself a home or auto loan, without producing a high FICO number first. In fact, it’s even harder to merely apply for a job without one, as with this economy many employers are mandating a credit check of all candidates!
Hence all of the “raise credit score” searches every day on the worldwide web. It’s virtually enough to make you into a conspiracy theorist, or at least a “fellow traveler!” For instance, many End Times or apocalyptic Christians believe that the three-digit FICO rating has something to do with the Book of Revelations’ infamous “Number of The Beast,” which will be expected of everyone such that no person may buy or sell without it. A far stretch if taken literally, but there is however something errie about a two thousand year-old prophecy having this kind of resonance in our modern world of credit card numbers, identification numbers, and credit scores!
In any case, it’s no easy matter to raise credit score. Many people get into debt since they don’t have any money, and it takes money to fix scores! It’s quite a dilemma, and quite a challenge, with every case being different. Compounding the issue is the fact that more and more who fall so horribly into debt have serious life-issues that are beyond the scope of administrative procedures to remedy. Even hiring a credit repair agency might be of only limited help at best in the face of such deeply entrenched problems.
